Interest Rates

In 2011 retail growth slowed; the stimulus moneu had been spent, real estate sales had slowed, new building starts had slowed, and the First Homebujyer was no longer the driving force for the market.

The cost of funds for equipment finance and car finance has been reduced which is a guide that interest rates may in fact fall.

2012 has seen the factors mentioned above, that is retail construction and real estate markets all slowing.

2013 has seen a further reduction in the cash rate - now 2.50%.

Economists are now declaring we are at the bottom of the rate cycle.

If you were going to fix your interest rate, now is the best time to consider.

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